4 Steps to Managing Money Better is a course that acknowledges we face multiple, often competing pressures on our finances. Bills can pile up, your credit card might be maxed out, or you've had unexpected expenses - repairs, medical or family expenses. This course shows four steps to take control of your money. Building financial security involves juggling goals. The difference between a dream and an achievable goal is a plan to manage your money better. In this course psychologist Peter Quarry says live within your means, so that you can reach your financial goals and offers four useful steps for better money management.  Set and prioritize short and longer-term financial goals; Prepare a budget to see how much money you can save; Limit expenses and get creative; Avoid debt - don't borrow more than you need and pay it off ASAP;