This resource provides an introduction to real estate and housing law in Ontario, including the various considerations and processes involved in purchasing and renting a home. Students will develop their financial literacy and negotiation skills through interactive activities on budgeting, mortgages, and how to rent or purchase a residential property. Students will examine the comparative advantages between buying and renting, and analyze the conflicts that can arise in a real estate transaction. They will learn about the rights and responsibilities of landlords and tenants, and develop the practical skills necessary to navigate these situations through a series of mock negotiation exercises. They will also learn about the protections with respect to housing provided under the Ontario Human Rights Code. The aim of this set of activities is to expand students’ knowledge of real estate and housing law in Ontario, and to give teachers the tools to build students’ capacity to make critical, informed, and responsible housing decisions. Finally, students will examine the intersection of housing and human rights by considering what it means to have “adequate” housing and whether a right to adequate housing should be protected under the Canadian Charter of Rights and Freedoms.

Electronic reproduction.

Acknowledgements -- FACILITATOR’S GUIDE -- ABOUT LAWPRO -- About the Ontario Justice Education Network (OJEN) -- About This Resource -- Goals of the Resource -- Using This Resource -- Curriculum Connections -- Assessment and Evaluation -- Additional Resources -- MODULE 1: Introduction to Real Estate Law -- Teacher Resource -- Teacher’s Key - Renting vs. Buying -- Teacher’s Key - Real Estate Terminology -- Student Handouts -- Renting vs. Buying -- Budgeting Exercise -- Real Estate Terminology -- Module 2: DEVELOPING YOUR NEGOTIATION: Teacher Resource -- Teacher’s Key: Negotiation Scenarios -- Student Handouts -- Introduction to Negotiation -- Negotiation Scenarios -- Developing Your Negotiation Skills -- Additional Negotiation Exercises -- Contents Module 3: RENTAL HOUSING: Teacher Resource -- Student Handouts -- Rental Housing in Ontario -- Mock Rental Agreement Negotiation -- Negotiation Timeline -- Negotiation Plan -- Tenancy Agreement -- Module 4: Pur chase and Sale of A Home -- Teacher Resource -- Student Handouts -- Buying and Selling a Home In Ontario -- Mock Negotiation for the Purchase and Sale of A Home -- Negotiation Timeline -- Negotiation Plan -- Agreement of Purchase and Sale -- Content: Module 5: Mortgages -- Teacher Resource -- Teacher’s Key - Understanding Mortgages - Terminology -- Teacher’s Key - Mortgage Math: Payment Types, Amortization, and Amortization Schedules -- Student Handouts -- Understanding Mortgages -- Understanding Mortgages - Terminology -- Mortgage Math: Payment Types, Amortization, and Amortization Schedules -- Mock Mortgage Negotiation -- Negotiation Timeline -- Negotiation Plan -- Mortgage Agreement -- Modu le 6: HOUSING AND HUMAN RIGHTS -- Teacher Resource -- Teacher’s Key - Human Rights and Rental Housing Quiz -- Student Resource -- Human Rights and Rental Housing Quiz -- Human Rights and Rental Housing in Ontario -- For Rent! - Drafting a Rental Housing Advertisement -- Adequate Housing, Positive Rights, and the Charter -- Debating the Issue - Adequate Housing and the Charter.