"This important title helps young readers build the skills to make smart choices when spending and saving their money. Realistic examples provide an understanding of the outcomes of spending using different means such as cash or credit. Readers will learn about the benefits of saving money, the various ways to do it, and how a bank manages money. Essential concepts such as credit reports and cost of living are introduced."-- Provided by publisher.

Money makes the world go 'round -- A penny saved is a penny earned -- Retail therapy -- Reality checks.