Mackenzie Cabot has spent most of her twenty years pleasing the other people around her so she is going to Garnet College in the expensive beachside town of Avalon Bay in South Carolina when she would really rather focus on her growing internet business; Cooper Hartley is a local boy who usually tends bar and disdains the rich, spoiled college kids he sees every day--but MacKenzie and Cooper fall for each other, until money and family come between them.