Understanding how to wisely budget money is an important part of everyday life. In this book, readers will learn the most important financial literacy rule: Spend less than you earn. Learning about wants vs. needs will help readers make choices on how to spend, save, and invest money, especially during pandemic times. Colorful and clear graphics, such as maps, charts, and infographics, give readers an alternative to text-heavy sources. Action-based activities will leave students with real-life ideas on how to balance a budget.

Introduction: what is a budget? -- Income and expenses -- Federal and state budgets -- Wants vs. needs -- Building a budget.