Rachel Vinrace is a motherless young woman who, at twenty-four, embarks on a sea voyage with a party of other English folk to South America. Guileless, and with only a smattering of education, Rachel is taken under the wing of her aunt Helen, who desires to teach Rachel "how to live". Arriving in Santa Marina, a village on the South American coast, Rachel and Helen are introduced to a group of English expatriates. Among them is the young, sensitive Terence Hewet, an aspiring writer, with whom Rachel falls in love. But theirs is ultimately a tale of doomed love, set against a chorus of other stories and other points of view.