Answers your most burning questions about money, and talks you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And spoiler alert--you don't need a budget to do any of this! You'll learn: how to build good credit (and get rid of bad credit--especially credit card debt); what all these dreaded acronyms mean and how they can work for you--TFSA, RRSP, RESP, CFP, CPP; how and when to invest for your future; how to talk about money with your partner--and everyone else in your life; how to save for a mortgage, and then work towards being mortgage-free; how to have fun, splurge once in a while, and still save money. With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls--and how to avoid them--so you can make financial decisions that are right for you.